Effective Date: June 5, 2026
At Kbeatyfactory, we aim to provide a clear and secure checkout experience for our customers. This Payment Policy explains accepted payment methods, when payments are charged, payment security, failed transactions, fraud prevention, and how to contact us about payment-related questions.
1. Accepted Payment Methods
We currently accept the following payment methods:
- Visa
- Mastercard
- American Express
- Discover
- UionPay
Available payment options shown at checkout are the final payment methods offered for your order and may vary depending on your location, device, order details, payment provider availability, or fraud-prevention requirements.
2. Currency
All prices on our website are displayed in U.S. Dollars (USD) unless otherwise stated.
Any applicable taxes, shipping fees, discounts, and other charges will be shown at checkout before you complete your purchase.
3. When You Are Charged
Payment is due at the time you place your order.
Depending on the payment method and payment provider, your payment may be charged immediately or first authorized and then captured shortly after your order is confirmed.
Your order is not considered confirmed until payment is successfully processed and accepted.
4. Payment Security
Payments are processed through secure third-party payment providers. Where applicable, payment information is encrypted during transmission using industry-standard security measures.
Kbeatyfactory does not directly store full payment card numbers. Payment information is handled by our payment providers according to their own security standards and policies.
5. Failed or Declined Payments
If your payment is declined, unauthorized, expired, or cannot be processed, your order may not be completed.
If this happens, you may try another payment method or contact your bank, card issuer, or payment provider for assistance.
We are not responsible for delays caused by failed payments, incorrect billing details, payment provider reviews, or bank authorization issues.
6. Fraud Prevention and Order Review
To help prevent fraud, unauthorized transactions, and payment abuse, we may review, hold, or cancel any order that appears suspicious or contains unusual billing, payment, shipping, or account information.
We may request additional verification before processing certain orders. If we cannot verify an order or payment, we may cancel the order and issue a refund to the original payment method where payment has already been collected.
7. Pricing or Technical Errors
While we make reasonable efforts to keep pricing, product, and checkout information accurate, errors may occasionally occur.
If a pricing, payment, coupon, checkout, or technical error affects your order, we reserve the right to correct the error, cancel the order, or issue a refund if payment has already been collected.
8. Taxes and Charges
Applicable taxes, shipping charges, and any other order-related fees will be displayed before you complete checkout.
Customers are responsible for reviewing the full order total before submitting payment.
9. Refunds
Approved refunds are issued to the original payment method used at checkout.
After a refund is approved, processing time is typically 5–10 business days, although your bank, card issuer, or payment provider may take additional time to post the refund to your account.
For more information about returns and refunds, please review our Return & Refund Policy.
10. Chargebacks and Payment Disputes
If you believe you were charged incorrectly or have a payment-related concern, please contact us first at support@kbeatyfactory.com so we can review the issue and help resolve it.
Filing a payment dispute or chargeback without contacting us may delay the resolution process.
11. Contact Information
If you have questions about payments, billing, refunds, or checkout issues, please contact us using the details below.
Company: Kbeatyfactory
Email: support@kbeatyfactory.com
Phone: +1 (307) 745-8775
Business Hours: Monday–Friday, 9:00 AM–5:00 PM Mountain Time
Business Address: 350 N MILLWARD ST APT 7, JACKSON, WY 83001, United States
Company EIN: 42-2323454
We aim to respond to all customer inquiries within 24–48 business hours.